WhatsApp

Collecting Payments on WhatsApp in India

Ways Indian businesses collect payments through WhatsApp, from UPI QR codes and payment links to in-chat payments.

AMAMJAM Solutions teamRewari, Haryana 2 Jun 20263 min read
Phone showing a list of WhatsApp chats
On this page

    Customers who order on WhatsApp want to pay easily too. There are several ways to collect payments through WhatsApp conversations.

    Options

    MethodHow it works
    UPI QR codeShare a QR image; customer scans with any UPI app
    UPI IDShare your business UPI ID
    Payment linksLinks from your payment gateway for exact amounts
    In-chat paymentsSome businesses can accept payments inside WhatsApp through supported providers on the Business Platform
    Cash on deliveryFor local deliveries

    Make it smooth

    • Send the exact amount and what it covers.
    • Share a UPI QR; create one with our UPI QR code generator.
    • Ask customers to share a payment screenshot or reference number.
    • Confirm receipt promptly.

    Protect yourself and customers

    • Verify payments in your bank or payment app, not just screenshots.
    • Never ask customers for OTPs or PINs.
    • Warn customers about scammers impersonating your business.

    Format payment messages clearly

    Use our text formatter for clean messages with bold amounts.

    Read payment reminders on WhatsApp.

    Want the full picture? This article is part of WhatsApp marketing: the complete guide, our in-depth guide with everything in one place.

    AM
    Written by the AMJAM Solutions team

    Our specialists handle WhatsApp marketing for businesses across India from our office in Rewari. We update our articles as platforms change.

    Free strategy call

    Find out where your next customers will come from

    Tell us a little about your business. We'll set up a 15-minute call and come prepared with first ideas.

    • No obligation and no sales script
    • Speak with a strategist, not a call centre
    • Leave with at least one thing you can act on

    We use your details only to arrange this call. See our privacy policy.

    Get a free 15‑minute strategy call

    Leave your details and a strategist will call you, usually the same working day.

    We use your details only to reply. See our privacy policy.